Data Privacy Policy – Brisk Pay Ltd
At Brisk Pay Ltd, we are committed to protecting and respecting your privacy. As a Money Service Business (MSB), we understand the importance of safeguarding the personal data we collect and process in the course of our activities. This Data Privacy Policy outlines how we collect, use, store, and protect your information in compliance with the UK’s Data Protection laws, including the Data Protection Act 2018 and the General Data Protection Regulation (GDPR).
1. Information We Collect
We collect personal data from individuals who engage with our services. This may include:
Personal Identification Information: Name, address, date of birth, contact details.
Financial Information: Bank account details, payment history, and other financial transaction data.
Identification Documents: Passport, driving license, or other forms of ID for customer verification in line with Anti-Money Laundering (AML) regulations.
Transaction Information: Records of transactions processed through our services.
2. How We Use Your Information
We process your personal data for the following purposes:
To provide you with the services requested, including the processing of payments and transfers.
To comply with legal obligations, such as Anti-Money Laundering (AML) checks and Know Your Customer (KYC) regulations.
To communicate with you regarding your transactions, account status, and any necessary updates or notifications.
To maintain security and prevent fraud or unauthorized activity within our services.
3. Legal Basis for Processing Your Data
We process your data under the following legal bases:
Contractual necessity: To perform our obligations under the contract with you.
Legal obligations: To comply with applicable laws, including AML and KYC regulations.
Legitimate interests: To ensure the security of our services and prevent fraud.
Consent: Where required, we will obtain your consent before processing certain types of personal data.
4. How We Protect Your Data
We take the security of your personal data seriously. We implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, access controls, and secure servers.
5. Data Retention
We retain your personal data for no longer than is necessary for the purposes for which it was collected, in accordance with legal and regulatory requirements. Once the data is no longer required, it will be securely deleted or anonymized.
6. Sharing Your Data
We may share your personal data with third-party service providers who assist us in delivering our services, such as payment processors, IT service providers, and regulatory bodies. We will ensure that any third parties we work with are fully compliant with data protection laws and provide sufficient guarantees regarding data security.
We will not share your personal data with other third parties without your consent, except where required or permitted by law.
7. Your Rights
Under the Data Protection laws, you have the following rights regarding your personal data:
Right to access: You have the right to request a copy of the personal data we hold about you.
Right to rectification: You can request correction of any inaccurate or incomplete information we hold.
Right to erasure: You can request the deletion of your personal data, subject to certain conditions.
Right to object: You can object to the processing of your data in certain circumstances.
Right to data portability: You may request a copy of your data in a structured, commonly used, and machine-readable format.
Right to withdraw consent: If we rely on consent for processing your data, you have the right to withdraw that consent at any time.
To exercise any of these rights, please contact us at
Email: Admin@briskpay.co
Phone: +44 (0) 20 8965 3286.
8. Changes to This Privacy Policy
We may update this Data Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be communicated via our website or directly to you if necessary.
9. Contact Us
If you have any questions or concerns about how we handle your personal data or wish to exercise your rights, please contact us at:
Brisk Pay Ltd
85 Great Portland Street, London, W1W 7LT
Email: Admin@briskpay.co
Phone: +44 (0) 20 8965 3286
